I find myself leaving my wallet at home more often. From principle point of view I’m against a cashless economy but convenience of paying and getting paid with smart phone is winning. I use it for:
- Charge phone credit
- Cinema tickets and the sorts
- Ordering food in
- Plane tickets
- At restaurants
- Uber like taxi (don’t even have to take phone out)
Just a tap and a QR to pay appears. So convenient. There are three players: tencent (wechat), alibaba (alipay) and apple. I use alipay. My wallet stays safely at home.